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Showing posts from July, 2009

What We Need for Healthcare Reform

Healthcare reform is big news right now. Congress is hard at work trying to overhaul our healthcare system to make it less expensive and cover more people. These are admirable goals and they will be extremely hard to accomplish. The ideas that Congress has come up with seem to revolve around a government healthcare plan paid for by taxing the rich. I'm not confident that this will be a good thing in the long term. It simply creates another government plan that will probably underpay (I've heard that doctors are dropping out of Medicare because it doesn't pay enough to cover the costs of the service).
In my opinion, we need to focus on what makes other services better and cheaper and try to adapt those principles and models to healthcare. So, in my opinion, healthcare reform should include the following: Encourage Competition: There should be no captive markets (how many insurance options does your employer give you?). Insurance carriers need to work to win over peopl…